Finding the best therapist can take courage, and figuring out insurance should not add unnecessary confusion. Many people searching for therapy in South Jersey want a clear answer about Blue Cross Blue Shield coverage before they reach out. The most accurate answer is that DBT of South Jersey is currently in-network with select Blue Cross Blue Shield plans.
Blue Cross Blue Shield, often shortened to BCBS, is a network of independently operated health insurance companies. Your specific coverage may depend on the BCBS company connected to your plan, your employer or marketplace plan, the services you need, your deductible, copay or coinsurance, and any mental health benefits your plan includes.
DBT of South Jersey also works with Lyra and collaborates with the U.S. Department of Veterans Affairs to serve Veterans. For the most current insurance information, please visit our Frequently Asked Questions page or speak with our Intake Coordinator before scheduling. Our FAQ remains the source of truth because insurance contracts and plan details can change.
What “in network” means for therapy
When a provider is in network with an insurance plan, the provider has an agreement with that plan to offer covered services at negotiated rates. This may reduce what you pay out of pocket, but it does not mean every appointment will be free or covered in the same way.
Many plans include one or more of the following:
- A deductible that must be met before insurance begins paying for some services
- A copay, which is a set amount due for each appointment
- Coinsurance, which is a percentage of the allowed cost
- Limits or requirements related to telehealth, certain clinicians, types of therapy, or prior authorization
Your individual benefits determine your costs. Even people with the same BCBS carrier may have different coverage based on their particular plan.
DBT of South Jersey currently accepts select BCBS plans
DBT of South Jersey is currently in-network with select BCBS plans. “Select” matters because Blue Cross Blue Shield is not one single plan. We do not want you to make decisions based on an assumption that a plan is covered before your specific benefits have been reviewed.
Our Intake Coordinator can help guide you through the next steps and let you know what information may be needed to verify benefits. Having your insurance card available can make this process easier. You may also want to contact the member-services number on the back of your card and ask about your outpatient mental health or behavioral health benefits.
When you call your insurance company, consider asking:
- Whether your specific plan includes DBT of South Jersey or a named clinician in network
- Your deductible, copay, or coinsurance for outpatient therapy
- Whether virtual therapy is covered
- Whether there are limits, authorization requirements, or referral requirements for behavioral health care
These questions can make the financial side of therapy feel more manageable before you begin.
Support for Lyra members and Veterans
DBT of South Jersey can accept Lyra, which may be available through some employers or organizations as a mental health benefit. If your employer provides Lyra, your available sessions and eligibility may be determined through that benefit.
We also work with the VA to serve Veterans. Veterans seeking care through the VA should contact their VA care team or community care contact to learn about eligibility, referrals, and authorization requirements. Our intake team can help explain the practice’s process and discuss what information may be needed before services begin.
Every person deserves care that respects their experiences, identities, and goals. We want insurance questions to be handled with clarity, not pressure or confusing fine print.
What if your plan is not in-network?
DBT of South Jersey is out of network with insurance plans other than select BCBS plans. This does not always mean a person has no benefits. Many insurance plans offer out-of-network reimbursement for therapy, though reimbursement amounts and requirements vary.
The practice can provide clear fee and reimbursement guidance so you can make an informed decision. Some clients submit a superbill to their insurance company after paying for sessions, while others use their plan’s out-of-network benefits in a different way. The best option depends on your individual policy.
The intake process is a good time to talk about questions related to fees, reimbursement, scheduling, and the care you are seeking. You deserve straightforward information before making a commitment.
A free consultation about therapy at DBT of South Jersey can clarify the next step
Reaching out feels like a big step, but if you’re reading this, it’s probably time. DBT of South Jersey offers a free 15 to 30-minute consultation call with the Intake Coordinator, who can discuss your goals, available services, insurance questions, and possible next steps. The consultation is not a therapy session. It is a chance to learn whether the practice may be a fit and what beginning care would involve.
Please visit the FAQ page for the latest information about select BCBS coverage, Lyra, Veterans services, fees, and the consultation process. Our team is here to help you move forward with more information and less guesswork.
Start Therapy in Moorestown or Voorhees, NJ
You deserve support, understanding, and tools that work for real life. Reach out to DBT of South Jersey to explore personalized DBT support, skills coaching, or guidance—whether for immediate assistance or ongoing emotional growth. Follow these three simple steps to get started:
- Book a call to speak with our intake coordinator to see if therapy is right for you.
- Begin meeting with a skilled therapist.
- Build the skills you need to thrive!
Other Services Offered at DBT of South Jersey
At DBT of South Jersey, we offer a wide range of therapeutic services to support your mental health journey. Specializing in Dialectical Behavior Therapy (DBT), we help individuals manage intense emotions, build healthy relationships, and develop effective coping strategies. In addition to supporting you with DBT, we provide individual counseling, therapy for teens and children, trauma therapy, therapy for OCD and anxiety, therapy for anxiety, sadness, and self-doubt, as well as couples and family therapy. We are also proud to offer LGBTQIA+ affirmative therapy, veterans services, holistic healing, Reiki, and Accelerated Resolution Therapy (ART) to help clients heal from trauma and emotional distress. Whether you’re navigating personal challenges or looking to enhance your well-being, our compassionate team of expert therapists is here to help you create the life you deserve.